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 Resources


The following are links to the 3 major credit bureaus. As a resident of the state of Georgia, you have the right to request 2 free credit reports per year. If you have any questions about how to read your credit report or its accuracy,  please contact us at info@energema.org.

  • Equifax (formerly CBI/Equifax)       
        P.O. Box 740241
        Atlanta, Ga. 30374-02411
        (800) 997-2493
        www.equifax.com
  • Experian (formerly TRW Information Systems, Inc)       
        P.O. Box 2104
        Allen, Tx. 75013-2104
        (888) 397-3742
        (888) EXPERIAN
       www.experian.com
  • Trans Union Corporation Consumer Disclosure Center               
        P.O. Box 2000
        Chester, Pa. 19022
        (800) 8884213 (to order a copy of your credit report)
        (800) 916-8800 (to ask a question about your credit report)
        www.tuc.com


The Federal Trade Commission is an organization that creates practical and plain-language programs for consumers and businesses in a global marketplace with constantly changing technologies. Click on this link for questions about the accuracy of your credit report or information about your rights as a consumer.

  • Federal Trade Commission, Main Office
        6th Street & Pennsylvania Ave.
        NW Washington, D.C. 20580
        www.ftc.com




Contact Us at info@energema.org


"Not everything that is faced can be changed, but nothing can be changed until it is faced."- James Baldwin